Die SEPA Basis-Lastschrift - SEPA-MANDAT 2025

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SEPA Lastschriftmandat is the document via which you authorize the merchant to debit your account directly. You can use SEPA Lastschriftmandat to authorize the merchant to debit your account once or regularly.
Thanks to the Single Euro Payments Area (SEPA), customers can make cashless euro payments via credit transfer and direct debit to anywhere in the European Union, as well as a number of non-EU countries, in a fast, safe and efficient way, just like national payments.
A direct debit authorization (SEPA-Lastschriftmandat) allows a company to automatically take money from your bank account. You can use it to pay your bills and your taxes automatically. People often use a SEPA-Lastschriftmandat to pay the TV tax and the vehicle tax.
- The SEPA Core Direct Debit Mandate form needs to include the following mandatory information: creditor identifier of the federal administration/DPMA, name and address of the person authorising the mandate (= payer) and the bank details (BIC and IBAN of the bank account from which the debit is to be collected).
Guide to Single European Payments Area (SEPA) The Single Euro Payments Area (SEPA) is a mechanism that facilitates the standardisation of electronic payments denominated in euro across Europe.
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Similar to how domestic transfers using the ACH and Fedwire networks require both parties bank account and routing numbers in order to complete a funds transfer, SEPA transfers require the IBAN identification codes of all European accounts involved in the transaction.

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