FAFSA Tips and Common Mistakes to Avoid - NASFAA 2025

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You can only qualify as an independent student on the FAFSA if you are at least 24 years of age, married, on active duty in the U.S. Armed Forces, financially supporting dependent children, an orphan (both parents deceased), a ward of the court, or an emancipated minor.
Tips for Preparing To Fill Out the FAFSA Form Get a StudentAid.gov account before filling out the FAFSA form. Have your documents ready. Have your contributor information ready. You (the student) should complete your section of the form first. Read questions and definitions carefully.
A common myth is that students from high-income families wont qualify for FAFSA funding. In reality, theres no maximum income cap that determines your eligibility for aid. Although your earnings are a factor on the FAFSA, only some programs are based on need.
There is no income limit to qualify for federal student loans.
There is no set income limit for eligibility to qualify for financial aid through. Youll need to fill out the FAFSA every year to see what you qualify for at your college. Its important to make sure you fill out the FAFSA as quickly as possible once it opens for the following school year.
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Dont Misrepresent Your Household Size. Another common mistake is incorrectly entering your household size. This means that you either did not include someone who lives in the same household as you, or you added someone that is not considered a dependent by IRS standards.
Technically, no income is too high for the FAFSA.
11 Common FAFSA Errors Not Filing the FAFSA Form by the Deadline. Completing the Wrong Aid Years Application. Not Registering for an FSA ID. Using an Incorrect Social Security Number. Leaving the Questions Blank. Not Listing the Schools Youll Apply To. Not Reading Definitions Carefully. Not Renewing the FAFSA Each Year.

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