VERIFICATION OF PRIMARY RESIDENCE STATUS FOR NFIP 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering your name in the 'Insured Name' field, followed by your policy number in the designated area.
  3. Fill in the property address where you reside. Ensure accuracy as this information is crucial for your policy.
  4. Indicate your primary residence status by selecting one of the options: either '51% to 79%' or '80% or more' of the days you will live at this location over the next year.
  5. Print your name clearly in the 'Insured Name (Printed)' section and provide your signature below it.
  6. Date the document in the space provided to confirm when you completed this form.
  7. Review all entries for accuracy before submitting, as false statements can lead to serious consequences under federal law.

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Proving it should be a straightforward matter, however. A voter registration card or drivers license, a series of tax returns mailed to you at that address, or utility bills directed to you all indicate your principal residence.
Created by Congress as part of the National Flood Insurance Act of 1968, the NFIP was launched with two primary goals: reducing future flood damage and protecting property owners.
Acceptable Flood Insurance Policies A Policy Declaration page is acceptable evidence of flood insurance.
FEMA will provide disaster assistance to eligible applicants for a primary residence. FEMA will not consider more than one primary residence for a survivor and his/her spouse. FEMA defines your primary residence as the place where you live for more than six months of the year.
REASON 1: YOU HAVENT SENT FEMA THE DOCUMENTS OR INFORMATION REQUESTED. FEMAs suggestion: Read your FEMA letter carefully and thoroughly, and send FEMA the information requested. If that information is not available, let FEMA know why. REASON 2: YOUR DAMAGE OR LOSS IS COVERED BY INSURANCE OR OTHER SOURCES.