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The document is a Master Promissory Note (MPN) for Direct Subsidized and Unsubsidized Loans under the William D. Ford Federal Direct Loan Program. It outlines the borrower's responsibilities, loan terms, eligibility criteria, repayment options, and conditions for deferment and discharge. The MPN requires borrowers to provide personal information, certify their understanding of the loan terms, and agree to repay the loans according to specified conditions. It also includes important legal notices regarding privacy and borrower rights.
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