Fillable Online fdic SUMMARY OF DEPOSITS SURVEY 2025

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The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.
If my bank fails, how does the FDIC protect my money? FDIC Deposit Insurance Coverage Limits by Account Ownership Category Single Accounts (i.e., accounts owned by one person, no beneficiaries) $250,000 per owner Joint Accounts (i.e., accounts owned by two or more persons, no beneficiaries) $250,000 per co-owner5 more rows Apr 1, 2024
The NCUSIF provides each joint account holder with $250,000 coverage for their aggregate interests at each federally insured credit union. For example, a two person joint account with no beneficiaries has $500,000 in coverage.
Joint accounts are also eligible for FSCS protection up to the same limit of 85,000 per eligible person. Please note, as above, if you have an individual account and a joint account within the same banking group, our 85,000 compensation limit will apply across these accounts, not to each separate account.
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