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Why did I get a random ACH deposit?

An Automated Clearing House (ACH) credit payment occurs whenever someone instructs the ACH network to push money from their account to someone elses. This could be an employer (often via some processing partner) pushing payroll to their employees, or a government agency pushing cash payments to eligible citizens.

How to find out where an ACH payment came from?

Are ACH and Zelle the same? No, ACH and Zelle are not technically the same thing, although Zelle utilizes the ACH network. Basically, all Zelle payments are (instant) ACH payments but not all ACH payments are Zelle payments.

Why did I get a random ACH payment?

Typically, someone working in a behind-the-scenes area of the bank processes all incoming/outgoing transactions/ACH transactions. Every once in a while, they direct something where it should not be. Someone could have an account number thats really close to yours.

Why is ACH taking money out of my account?

Every ACH transaction has two Trace IDs, including one for the source and one for the destination. You should be able to find these ACH transaction trace numbers listed in your online banking or payment account, listed under a heading such as transaction details. Contact the bank.

What is Automated Clearing House transfer?

An ACH transaction is an electronic money transfer made between banks and credit unions across a network called the Automated Clearing House (ACH). ACH is used for all kinds of money transfers, including direct deposit of paychecks and monthly debits for routine payments.