Cobra letter example 2025

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When its time to stop or cancel your coverage, you would need to make a request from the plan administrator to receive a letter of notice of COBRA termination. Typically, the COBRA Administrator is in the HR department or is a third-party administrator.
There are three ways to do so: Terminate coverage on your online account. For instructions, see How to terminate coverage in your COBRA online account. Submit a completed COBRA Benefits Termination Form. Do not remit the premium payment for the month you no longer want coverage.
Cal-COBRA is a California Law that lets you keep your group health plan when your job ends or your hours are cut.
Benefits termination letter sample We regret to inform you that on [date], you will no longer be eligible for [coverage or benefit]. The reason for this termination of benefits is [dismissal/departure/change in service provider]. You can expect additional information to be sent by [communication method] by [date].
If you are unable to obtain a new copy from your former employer, you can also contact the COBRA administrator for your health plan. They should have a record of your enrollment and may be able to provide you with a new copy of the paperwork. Act quickly, as there is a 60-day window of time to enroll in COBRA coverage.
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What to include in your employee termination letter Date of termination. Reason for termination. List of verbal and written warnings. Receipt of company property. Details of final pay and benefits. Termination due to poor performance. At-will termination letter.
Required content and form The notice must explain the reason coverage has terminated, provide the date of termination and describe any rights the qualified beneficiary may have to elect alternative group or individual coverage, such as a conversion right (29 C.F.R. 2590.606-4(d)).

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