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What happens if I dont pay my personal loan in Philippines?
If you dont make your loan payments, your lender may take legal action against you to recover the money you owe. Your credit score will be negatively affected and your name will be blacklisted, making it more difficult to loan in the future. If your loan has collateral, it may be foreclosed by the bank.
What will happen if you dont pay your loan in Pag-ibig?
Penalties A penalty of 1/20 of 1% of any unpaid amount shall be charged to the borrower for every day of delay. For borrowers paying through salary deduction, penalties shall only be reversed only upon presentation of proof that non-payment was due to the fault of the employer.
Can I sell my house under Pag-ibig loan in the Philippines?
In order for pagibig to approve and release the loan, they will require the deed of sale to be made and the lot title certificate transferred to the buyers name. We feel this procees of transferring ownership while the full payment is yet to be made is risky and puts my cousin in a disadvantage position.
What happens if you do not can not pay your loan?
The default is reported to credit bureaus, damaging your credit rating and affecting your ability to buy a car or house or to get a credit card. It may take years to reestablish a good credit record. You may not be able to purchase or sell assets such as real estate. Your loan holder can take you to court.
Where can I download Pag-ibig forms?
Secure the Multi-Purpose Loan Application Form (MPLAF) from any Pag-IBIG Fund Branch or download from Pag-IBIG website at .pagibigfund.gov.ph.
Step-by-Step Guide to Transfer the Loan Balance Step 1: Loan Balance Transfer Application Submission. Firstly, transfer your loan balance to the other; you must submit the exchange application to the PAG IBIG. Step 2: New Loan Agreement Accomplishment. Step 3: Wait for your Approval Letter from the PAG office.
What happens if I stop paying Pag-IBIG?
Loss of loan eligibility Failure to pay contributions on time may disqualify members from availing themselves of Pag-IBIG loans, such as housing or multipurpose loans.
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