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Can I Get Medi-Cal if I Have Insurance? If you have private health insurance, you can still qualify for Medi-Cal. Members who already have insurance can add Medi-Cal coverage to their existing plan. Your provider will first bill your private insurance, and then Medi-Cal will pay for any additional services it covers.
All California residents under the age of 26 who meet the eligibility requirements can qualify to receive Medi-Cal, regardless of U.S. citizenship or immigration status.
The MC 371 form was developed to streamline the process for adding children to an active Medi-Cal case regardless if they were aided in the past. Counties can accept the MC 210, MC 321 HFP or the SAWS 2 in lieu of the MC 371.
In 2023, the MMNA in CA is $3,715.50 / month. If a non-applicants monthly income is under this amount, income can be transferred to them from their applicant spouse to bring their income up to $3,715.50.
Medi-Cal offers free or low-cost coverage for children under age 19.
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Nearly all income that a Medicaid applicant receives is counted towards the income limit. Countable income includes employment wages, alimony payments, pension payments, Social Security Disability Income, Social Security Income, IRA withdrawals, and stock dividends.
Children under 19 years of age are eligible for full-scope Medi-Cal benefits regardless of immigration status, as long as they meet the income standards.
Covered California Coverage for Students Students can opt out of their student health plans and purchase coverage through Covered California. Depending on income, students may receive tax credits to help pay for a private health plan through Covered California or receive low- or no-cost coverage through Medi-Cal.

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