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Eligibility. Federal Graduate PLUS Loans are available to graduate students who have reached their annual or lifetime borrowing limits under the Direct Unsubsidized Loan. These loans can cover your remaining summer costs of education not covered by other aid received.
Can I use student loans for summer classes?
Federal student loans are also available to help cover the cost of summer classes.
Do Grad PLUS loans cover summer?
Your summer aid options consist of any Federal Direct Loan aid you did not use during the academic year. You may also apply for a Federal Graduate PLUS Loan or Private Loan to help cover your summer costs - both of which require credit approval.
How do I know if my FAFSA will cover my summer classes?
To qualify for federal aid for the summer, you must enroll in a certain number of credit hours during the summer semester. Typically, this means at least half-time enrollment, which usually translates to a minimum of six credits.
What does a Grad PLUS loan cover?
The school will first apply grad PLUS loan funds to your school account to pay for tuition, fees, room and board, and other school charges.
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