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For HMDA data and reports for prior years, visit . For information about changes to HMDA Publications visit the Updates and Notes page.
What form is used to report HMDA data?
HMDA Reporting Forms. Institutions reporting 25 loans or less may submit their HMDA data using the hardcopy Loan Application Register (LAR) and Transmittal Sheet (TS). The LAR Code Sheet identifies the proper codes used for reporting. The codes are also provided on the FFIEC HMDA Data Entry Software.
What is the HMDA dataset?
The US government collects and distributes an enormous database with information about US mortgages called the Home Mortgage Disclosure Act (HMDA) data. The HMDA dataset contains the most comprehensive publicly available information on mortgage market activity.
What type of data does HMDA collect?
The Loan Application Register (LAR) data fields required for an HMDA report include applicant information, including demographic data such as race, gender, ethnicity, and income, along with loan information like the application data and amount of the loan, along with details on collateral and the current status of the
What is a HMDA form?
The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages.
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Form I-821, Instructions for Application for Temporary Protected Status
3 For the purpose of ensuring compliance with HMDAs requirements, traditionally the FRB, the FDIC, and the OCC have identified and focused examination-related testing of HMDA data on certain agency-designated key fields. Key fields are those fields considered to be most important to ensuring the integrity of
What is the format of HMDA data?
Your HMDA filing will need to be submitted in a pipe delimited text (. txt) file. The LAR Formatting Tool can assist you in formatting your HMDA data into a pipe delimited text file.
Which reporting form is used to communicate HMDA data?
The reporting form used to communicate Home Mortgage Disclosure Act (HMDA) data is known as the Loan/Application Register (LAR). This form is mandated by the HMDA, which requires financial institutions to collect and report specific information about home mortgage applications, loans, and their ultimate outcomes.
borrower authorization
CRA Guide to Data Reporting and Collection
(HMDA) data. A bank required to report home mortgage loan data pursuant to part 203 of this chapter shall include in its public file a copy of the HMDA.
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