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HUD-1s are still in use, but in specific situations only. HUD-1s are used in conjunction with reverse mortgages, line of credit loans, residential properties being purchased with commercial loans, and by lenders who do a certain number of loans a year.
What is the difference between HUD-1 and HUD-1A?
For transactions in which there is a borrower and no seller, such as refinancing loans or subordinate lien loans, the HUD-1 may be utilized by using the borrowers side of the HUD-1 statement. Alternatively, the form HUD-1A may be used for these transactions.
Who prepares the HUD statement?
The HUD-1 Settlement Statement is typically prepared by the closing agent or settlement agent. They are responsible for accurately calculating and documenting all costs and expenses associated with the transaction.
Who completes the settlement statement?
On a cash deal, the settlement statement is prepared by the settlement agent, which in almost all cases is the purchasers attorneys office, and typically the statement is not completed and circulated until one or two days before the scheduled closing date.
Who fills out the hud-1 form?
The settlement agent shall complete the HUD-1 to itemize all charges imposed upon the Borrower and the Seller by the loan originator and all sales commissions, whether to be paid at settlement or outside of settlement, and any other charges which either the Borrower or the Seller will pay at settlement.
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Official HUD forms used in all programs and other commonly used forms are available online to print and download. Printed forms can be ordered online through the Direct Distribution System or by telephone at (800) 767-7468.
Related links
Fill-able HUD-1
This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked.
Form ST-119.2:9/11: Application for an Exempt Organization
Line 1a Mark an X in the box on line 1a and any applicable additional boxes to indicate the purpose for which you are claiming exempt status if you are
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