Blue cross blue shield fitness reimbursement 2021-2025

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Yes - depending on your plan, you can legitimately get insurance to pay for your gym membership. The physician prescription is generally a key requirement to getting this accepted, but there are some plans that include a provision for gym memberships regardless of scripts though.
Blue Cross Blue Shield typically does not cover personal training. However, some BCBS plans offer wellness benefits, such as gym memberships or discounts on fitness services. Personal training is considered an out-of-pocket expense in most cases.
While health insurance typically covers medical treatments and therapies, it rarely extends to personal training sessions for general fitness purposes. However, there are exceptions in certain cases where personal training is prescribed as part of a broader medical treatment plan.
Conclusions: Physical therapy is a covered benefit in a typical BCBS PPO health insurance plan. Physical therapy most often is combined with other therapy disciplines, and the number of covered visits is limited in two thirds of plans.
Unfortunately, in most cases, health insurance does not cover personal training. Some insurance companies may reimburse the cost of personal training. You can call your insurance company prior to paying for a personal trainer to ask if you could be reimbursed.