Student Loans in International Context: A Primer 2025

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Axis Bank offers education loans to students who wish to pursue higher studies in India or abroad. It is one of the best bank for education loan in India. The loan amount is based on the course and institution chosen by the student and can cover tuition fees, hostel fees, and other expenses.
Federal student loans are popular with US students studying in the US, but they are not available to international students. Instead, international students are eligible for international student loans, specialized private education loans available to international students studying in the US.
HSBC Bank. If youre an international student in India, you should also consider HSBC Bank because they offer different account types that will help you manage your money and receive cash back when necessary. To open a personal savings bank account with HSBC Bank, start here.
Best Bank Account for International Students in the USA . Chase Bank College Checking Account. Wells Fargo. HSBC USA. US Bank. TD Convenience Checking. Key Student Checking. MONEY Account.
To apply for private international student loans that dont require a cosigner, you will usually need to be studying a postgraduate course or be in the final two years of an undergraduate degree. You will also need to be attending an eligible school or university, and meet the lenders other criteria.
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International students might have the chance to get a private student loan if they satisfy the lenders requirements, such as having a student visa and a U.S. citizen or permanent resident to co-sign their loan.
How long does it take to pay off $100K in student loans? Repayment termMonthly paymentsTotal interest paid 10 years $1,110 $33,225 15 years $844 $51,984 20 years $716 $71,943 25 years $643 $93,2901 more row Feb 5, 2025
The best education loan providers are those banks that offer enough to cover education expenses at competitive interest rates: State Bank of India (SBI) HDFC Bank. Axis Bank. Avanse Education Loan. Punjab National Bank (PNB) Bank of Baroda. ICICI Bank. Federal Bank.

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