Arvest payoff department 2025

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Take a look below at the different credit and loan products available at Arvest to apply today! For more information, schedule an appointment or call our personal loan specialists at (855) 662-5626.
TILA requires that a mortgage lender or servicer send an accurate payoff balance within a reasonable time, but in no case more than seven business days after receiving the borrowers request.
When you pay off a mortgage, a car loan, or a personal loan, it typically takes around 30 to 60 days for the updated information to reflect on your credit reports. However, the exact timing may vary depending on how quickly your lender reports the payment to the credit bureaus.
The repayment period for a personal loan can be anywhere from two to five years, but some are as long as seven years. Car loans are generally six years long on average, while student loans typically have a 10-year timeline, but it could take longer if youre on an income-driven repayment plan.
Under federal law, the servicer must generally send you a payoff statement within seven business days of your request, subject to a few exceptions. (12 C.F.R. 1026.36.)
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People also ask

If you write to ask how much it costs to pay off your mortgage, the servicer generally has seven business days after receiving your request to answer you.
Please contact at 866-952-9523 or email this form to loanpayoffrequest@arvest.com. For Commercial Loan Payoff Statements, please contact a local Commercial Lender at an Arvest Branch near you.

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