Lender Agreement - West Virginia Housing Development Fund 2025

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For a family of 1-4 in West Virginia, the average household income limit is about $110,650 a year, and for families of 5 or more it can be as high as $174,850. Fill out the form above to get in touch with one of our USDA loan specialists and find out what a USDA loan can do for you.
To qualify for a Movin Up Program loan, two criteria must be met. The statewide income limits are set at $130,560 for a one or two-person household and $152,320 for a household of three or more. The house to be purchased must not exceed the house price limits in the county where the home is being purchased.
The West Virginia Housing Development Fund aims to help moderate-income individuals achieve their dreams of homeownership via the Movin Up Program. The program is designed for first-time homebuyers and for those who have outgrown their current home.
FY 2024 Section 8 Income Limits (Effective 04/15/2024) Number of PersonsExtremely Low Income 30% of MedianLow Income 80% of Median 1 $ 29,150 $ 77,700 2 $ 33,300 $ 88,800 3 $ 37,450 $ 99,900 4 $ 41,600 $ 110,9504 more rows Apr 15, 2024
Step 1: Save for a down payment. Step 2: Find a great real estate agent in West Virginia. Step 3: Get pre-approved for a mortgage. Step 4: Choose the right location. Step 5: Start house hunting in West Virginia. Step 6: Make an offer. Step 7: Inspections, appraisals, and financing. Step 8: Close on your new home!

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To qualify for a Movin Up Program loan, two criteria must be met. The statewide income limits are set at $130,560 for a one or two-person household and $152,320 for a household of three or more.
Under the expanded eligibility guidelines, adults aged 19-64 are eligible for Medicaid with a household income up to 138% of the poverty level. For a single adult in 2025, that amounts to $21,597 in total annual income2 (Medicaid eligibility can also be determined based on current monthly income).
If your score is 620 or greater, generally, youve met the Funds minimum credit score to qualify for our programs. If not, its time to consider credit counseling.

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