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First Amendment to Promissory Note - SEC

First Amendment to Promissory Note - SEC 2025

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The document is a First Amendment to the Community Development Block Grant Promissory Note between AHC Limited Partnership-14 and the County Board of Arlington County, Virginia. It amends the original loan agreement dated March 27, 2007, reducing the interest rate from 5.5% to 2% for a loan amount of $1,101,102. The amendment is effective as of January 1, 2015, and outlines the terms of repayment and conditions under which the original note remains in effect.

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Is a promissory note binding in court?

Yes, a properly executed promissory note is legally binding. As long as the note contains all necessary elements, is signed by the involved parties, and complies with applicable laws, its enforceable in court if the borrower defaults or fails to meet their obligations.

Are promissory notes exempt securities?

Most promissory notes must be registered as securities with the SEC and the states in which theyre being sold. But remember that some promissory notes, such as those that have nine-month or shorter terms, may be exempt. That means that they dont have to be registered.

How well does a promissory note hold up in court?

A promissory note crafted by an experienced promissory note lawyer has full legal authority. Moreover, it is both legally binding and enforceable. Uncomplicated routine agreements that do not require expert guidance or complicated contracts may benefit from a simple promissory note.

How do you legally enforce a promissory note?

Enforcing a promissory note involves legal processes. If the borrower defaults, the lender can initiate a lawsuit. Courts typically enforce these agreements by examining the notes terms, such as the principal amount, interest rate, and repayment schedule.

Does a promissory note hold up in a court of law?

Promissory notes are legally binding contracts that can hold up in court if the terms of borrowing and repayment are signed and follow applicable laws. Important details to include are: The amount of money borrowed.

What is the addendum to a promissory note?

An addendum to a promissory note is a legal document that modifies, clarifies, or amends the terms of an existing promissory note. It ensures flexibility in financial agreements, allowing parties to adapt to changing circumstances without drafting a new note.

First Amendment to Promissory Note - SEC 2025

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