Unum eoi form 2025

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Evidence of Insurability (EOI) is documented proof of good health. An applicant begins the EOI and medical underwriting process by submitting a Medical History Statement (MHS). This, along with other information obtained during the underwriting evaluation is used by The Standard to make the underwriting determination.
In most cases, employees can complete the entire evidence of insurability process directly through the insurance company. In this digital age, many insurers provide online platforms and portals that allow employees to fill out and submit the form.
Simple Evidence of Insurability (EOI) solutions Our digital solutions enable employees to easily complete their EOI during enrollment. Contact Sales.
What is Evidence of Insurability (EOI)? EOI is an application process through which you provide information on the condition of your health or your dependents health in order to be considered for certain types of insurance coverage. EOI is required for any life and/or disability insurance elections.