Kiwisaver form 2025

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You can join KiwiSaver if youre both: a New Zealand citizen, or entitled to live in New Zealand indefinitely. you live or normally live in New Zealand.
Use your myIR login, or register with IRD myIR keeps tabs on your income tax, any student loans and KiwiSaver. Through myIR you can see any government contributions to KiwiSaver and contributions that are paid to IRD. This includes how much is coming out of your salary, and how much your employer is contributing.
This is best explained is an example: if you contribute 3% to your KiwiSaver and your gross salary each week is $1,500 ($78,000 a year), youll pay around $341 a week in PAYE and ACC. $45 (3% of $1,500 salary) is contributed to your KiwiSaver fund. Your tax-home pay will be around $1,114.
Use myIR to get proof of your income and KiwiSaver deductions. You can use myIR to create a PDF document of your income and KiwiSaver deductions to support your application through Kāinga Ora. You can then either print it out or save it.
If you start a new employee whos already a KiwiSaver member, ask them to fill in a KiwiSaver deduction form - KS2. Your employee uses the KS2 to tell you: the rate they want you to make KiwiSaver deductions from their pay. theyre on a savings suspension.
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People also ask

KiwiSaver is a long-term saving scheme which helps you save for a first home or for when you turn 65. You, your employer and the government can all make contributions. You choose how much to pay in and an investment fund that suits.
If you have been living overseas (not Australia) for 1 year, you can take out most of the savings from your KiwiSaver account. Getting my KiwiSaver savings for significant financial hardship If you suffer significant financial hardship you may be able to withdraw some, or all, of your and your employers contributions.
KiwiSaver is a voluntary savings scheme to help set you up for your retirement. You can make regular contributions from your pay or directly to your scheme provider.