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IN THE MATTER OF THE * BEFORE THE STATE OF MARYLAND * MARYLAND INSURANCE * INSURANCE COMMISSIONER CO

IN THE MATTER OF THE * BEFORE THE STATE OF MARYLAND * MARYLAND INSURANCE * INSURANCE COMMISSIONER CO 2025

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The document is a Consent Order issued by the Maryland Insurance Commissioner against Karen M. Burton, an insurance producer, for signing a client's name without permission during a flood insurance policy transfer. Following an investigation prompted by a complaint from the client, Burton admitted to her actions and expressed remorse. As part of the order, she is required to pay a $500 administrative penalty and acknowledges that this resolution does not preclude further legal actions related to her conduct.

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Click ‘Get Form’ to open it in the editor.
Begin by entering the case number (MIA-2008-08-014) in the designated field. This is crucial for identifying your specific case.
Fill in the respondent's name, Karen M. Burton, along with her address (1014 Broderick Court, Crofton, Maryland 21114) in the appropriate sections.
Review the explanatory statement carefully. Ensure that all details regarding the complaint and investigation are accurately reflected.
In the consent section, confirm that you understand and agree to the terms outlined. Sign and date where indicated to finalize your consent.
If applicable, enter any administrative penalties or additional notes as required by the form before submission.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Is this type of insurance required to have?

Maryland, like all states, requires businesses to carry workers compensation insurance for their employees.

Who regulates health insurance companies in Maryland?

In Maryland, insurance agents or producers and insurance companies, including the Medical Mutual Liability Insurance Society of Maryland, are regulated by the Maryland Insurance Administration (MIA). The Insurance Commissioner is required to enforce the insurance laws passed by the Maryland General Assembly.

What does the Maryland insurance commissioner do?

The Commissioner authorizes and licenses insurance companies, producers, adjusters, and advisors for fire, casualty, life, accident, health, title, bail bonds, and other insurance and annuities.

What type of insurance is required in Maryland?

Liability Insurance Currently, Maryland requires minimum liability limits of 30/60/15 or $30,000 per person, $60,000 per accident for bodily injury and $15,000 per accident for property damage. You may want to consider higher limits in order to protect your assets. Higher limits are available for an additional premium.

Is it illegal to not have insurance in Maryland?

Driving without insurance is against the law in most places, including Maryland. If you were driving someone elses uninsured car when the accident happened, you could face serious consequences. These consequences might include getting fined, taking your drivers license away, or even going to jail.

What insurance is required in Maryland?

Employers with 50 or more employees are required to provide health coverage to employees and their dependents and may face penalties for failure to do so. Employers with fewer than 50 employees are not required to provide health coverage but if they choose to do so they may qualify for a tax credit.

Does Maryland have a health insurance mandate?

Most experts agree that life, health, long-term disability, and auto insurance are the four types of insurance you must have. Employer coverage is often the best option, but if that is unavailable, obtain quotes from several providers as many provide discounts if you purchase more than one type of coverage.