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February 5, 2009 IMPORTANT UPDATE TO THE COLLEGE - collegesavingsmd

February 5, 2009 IMPORTANT UPDATE TO THE COLLEGE - collegesavingsmd-2025

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The document is an update to the Maryland College Investment Plan and Prepaid College Trust, detailing changes for the 2009 enrollment year. Key updates include an increase in the annual federal gift tax exclusion to $13,000, allowing two investment changes for account holders in the College Investment Plan during 2009, and a reminder of tax benefits for Maryland taxpayers. It outlines contributions, investment options, fees, risks associated with investments, and federal and state tax considerations related to college savings plans. The document emphasizes the importance of reviewing the disclosure statements and understanding the terms before investing.

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