REQUEST FOR JUDGMENT - GARNISHMENT 2025

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Once there is a garnishment, you cant get out of it without going back to court. The only thing that might do is reduce the pay day deduction due to financial strain. The only way to stop the garnishment altogether is to pay off the debt.
For most types of debts, including credit card bills and medical expenses, creditors can garnish up to 25% of your disposable income (whats left after taxes and other mandatory deductions), or the amount by which your weekly income exceeds 30 times the federal minimum wage, whichever is less.
Quick Answer. If your wages or bank account have been garnished, you may be able to stop it by paying the debt in full, filing an objection with the court or filing for bankruptcy.
If a creditor seeks a judgment, it typically signals an intention to more aggressively collect on the debt and in most cases to pursue a garnishment (wages, bank account, state tax returns, etc.) to force payment.
By federal law, in most cases only one creditor can lay claim to your wages at a single time. In essence, whichever creditor files for an order first gets to garnish your paycheck. Your other creditors must wait their turn unless the first creditor collects on less than the allowable percentage.