2-1-6 Floodplain Management - Georgia Department of Community - dca ga 2025

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US Flood zones do not prohibit new construction, nor does the presence of another home. The legal process would be the same as for any other home, unless the particular state or governing jurisdiction imposed other regulatory standards.
Zones A, AE, AH, AO, AR and A99 are high-risk flood areas, due to proximity to a pond, stream, river or protective barrier under construction.
Flood Risk: Floodplains are areas that are prone to flooding during heavy rainfall or snowmelt. Building in these areas increases the likelihood of property damage and loss of personal belongings during flood events.
Yes, you can build in the 100-year floodplain, but its crucial to get an elevation certificate and build above the base flood elevation (BFE). This reduces flood risk, lowers insurance costs, and ensures compliance with local regulations.
Open FoundationsColumns, piers and piles support raised buildings and allow floodwaters to pass underneath the structure. Open foundations are typically less vulnerable to flood damage than closed foundations.
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Flood Risk: Properties near floodplains are at a higher risk of flooding. Insurance Costs: Homeowners in flood-prone areas typically need flood insurance, which can be costly. Resale Value: Homes in flood-prone areas may have lower resale values and could be harder to sell in the future. Local Reg
The average flood insurance cost in Georgia is $732 per year.
.georgiadfirm.com - The site is very easy to use and contains a great wealth of information for property owners, community officials, and GADNR Program Officials. By typing in an address, one can retrieve a property specific flood risk snapshot which displays flood risk information for the selected property.

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