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The document provides essential information regarding the Paycheck Protection Program (PPP) loan, focusing on preliminary loan forgiveness details, safe harbor provisions for returning funds, and government audits for loans exceeding $2 million. It outlines the necessary documentation for forgiveness applications, emphasizes compliance with spending guidelines, and clarifies borrower eligibility and certification requirements. Additionally, it highlights the consequences of misusing PPP funds and offers guidance on returning loan funds.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Are PPP loans under $50,000 automatically forgiven?

Borrowers of loans of $50,000 or less can now have their loans completely forgiven, essentially turned into grants that do not need to be paid back, by using a check the box self-certification process that the funds were used appropriately.

Will PPP loans under $150,000 be audited?

Who will be audited? PPP loans in excess of $2 million are automatically triggered for an audit by the SBA. The SBA has created a safe harbor for any PPP loan borrower that, together with its affiliates, received loans of less than $2 million.

What form do I need to fill out for loan forgiveness?

After you make your 120th qualifying monthly payment for PSLF, youll need to submit the PSLF form to receive loan forgiveness. You must be working for a qualifying employer at the time you submit the PSLF form.

What is an SBA form 2483?

SBA Form 2483 (3/21) Paycheck Protection Program. Borrower Application Form Revised March 18, 2021. Purpose of this form: This form is to be completed by the authorized representative of the Applicant and submitted to your SBA Participating Lender.

Can I apply for PPP loan forgiveness now?

When to apply for forgiveness. Borrowers can apply once theyve used all the loan proceeds theyre requesting forgiveness for. Borrowers can apply for forgiveness any time up to five years from the date that SBA issued the SBA loan number.

ppp loan forgiveness application

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Is there any PPP money still available?

The PPP ended on May 31, 2021. Existing borrowers may be eligible for PPP loan forgiveness.

How to apply for an SBA loan forgiveness?

Contact your PPP Lender and complete the correct form. Your Lender can provide you with either the SBA Form 3508, SBA Form 3508EZ, SBA Form 3508S, or a Lender equivalent. Compile your documentation. Submit the forgiveness form and documentation to your. Continue to communicate with your Lender throughout the.

Get the up-to-date SBA Releases New PPP Loan Forgiveness Application Forms ... 2025 now

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Are PPP loans under $50,000 automatically forgiven?

Will PPP loans under $150,000 be audited?

What form do I need to fill out for loan forgiveness?

What is an SBA form 2483?

Can I apply for PPP loan forgiveness now?

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Is there any PPP money still available?

How to apply for an SBA loan forgiveness?

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