The data provided in this annual report is confidential 2025

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Most public companies hire auditing companies to write their annual reports. An annual report begins with a letter to the shareholders, then a brief description of the business and industry. The report should include the audited financial statements: balance sheet, income statement, and statement of cash flows.
Annual reports typically include financial statements, such as balance sheets, income statements, and cash flow statements. In addition, there will often be graphs or charts included, helping break down the financials into easily readable information.
These include: how a bank funds its loan book; the relationship between the amount of equity and the total assets of the bank; the relationship between net interest income and other income; the amount being spent on costs as a proportion of total income; and whether it is adequately providing for non-performing loans.
The primary financial statements of for-profit businesses include the balance sheet, income statement, statement of cash flow, and statement of changes in equity.
Typically, they gain valuable insights about a company by using four types of financial statements, found in its Annual Report. These are the Balance Sheet, the Profit and Loss Account, the Cash Flow Statement, and the Statement of Changes in Equity.
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