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Oregon Workers Compensation Benefits Pay for ongoing care costs if your employee needs additional treatment for their work-related illness or injury, such as physical therapy. Provide disability payments if a work-related injury or illness leaves an employee temporarily or permanently disabled.
How long does workers comp last in Oregon?
Some states impose limits on how long an injured worker may receive time-loss benefits. The law in Oregon does not limit how long you may continue to receive temporary disability or time-loss benefits, as long as your medical provider determines that you are disabled and cannot return to work.
How does Oregon workers compensation work?
Workers compensation insurance pays benefits if you suffer from an injury or disease in your employment. It pays for medical expenses for your accepted conditions. It provides compensation when you lose time from work. It provides compensation if you suffer a permanent disability.
How does workers comp determine settlements?
Your payment amounts will also be determined by your average weekly wage. This is calculated based on your earnings for the 52 weeks prior to your work-related injury. Because these different factors impact the payment amount, its important to work with an experienced insurance company.
What are the factors in rating workers compensation?
Workers comp premiums are based on a businesss payroll, the job classifications of its employees, and its claims history.
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The insurance company then calculates the total wages earned, and divides that amount by the number of weeks (52). If you have not been working for the employer for a full 52 weeks, then the insurance company simply uses the number of weeks that you actually worked.
Who pays Oregon workers compensation?
Employers pay premiums to workers compensation insurance companies, and those premiums finance most of the benefits received by workers if they are injured or suffer an occupational disease on the job.
What are the elements of workers compensation?
2) There are 5 basic elements of a claim: Time, Civil Employee, Fact of Injury, Performance of Duty, and Causal Relationship. All 5 elements must be met before benefits can be awarded.
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