28TH ANNUAL - Arkansas Workers' Compensation Commission 2025

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ing to one industry study, the typical business can expect to pay an average premium of $45 a month, or $540 per year, for workers compensation coverage.
Once you have the estimated annual payroll for the employee, divide that number by 100. You then multiply that number by the premium rate for the class code to find the total cost of workers compensation insurance for that employee.
Compensation Rate: CR for total disability (TD) is computed as a weekly amount representing 66⅔% of the AWW of the injured work- er at the time of injury, subject to applicable minimum and maximum limits. Seasons and other exceptions can apply.
Rates by State StateAverage Issued Premium** AL$1,448 CA $1,600 CO $759 CT $1,55541 more rows
Will Workers Compensation Benefits Pay for Pain and Suffering in Arkansas? Unfortunately, Workers Compensation benefits will not cover your pain and suffering damages if you are injured in a workplace accident in Arkansas.
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If you report the injury promptly, you should receive the first compensation check within fourteen (14) days, not including the date of injury. After that, you should receive a check every two weeks until you are no longer disabled. In extremely serious injuries, the payments may continue for life.
Employers that have workers compensation insurance plans do not pay their employees while they are receiving workers compensation benefits. Employees receive periodic or lump-sum payments from the insurance plan instead of from the employer.
Is Workers Compensation Coverage Required? Virtually all employers in New York State must provide workers compensation coverage for their employees (WCL 2 and 3).

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