NALF-128682459 - Arkansas Insurance Department - insurance arkansas 2025

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The Health Care (Medicaid) program helps you, if you are eligible, to pay some of your medical bills. Eligibility is determined based on income, resources, Arkansas residency, and other requirements. Covered services also vary among Health Care categories.
The primary mission of the State Insurance Department shall be consumer protection through insurer solvency and market conduct regulation, and fraud prosecution and deterrence.
Insurance companies deny claims for many reasons, such as insufficient evidence, missed deadlines, or policy exclusions. If your insurance company denied your claim, you can file an appeal, agree to mediation or arbitration, or take the insurance company to court for bad faith.
If your health insurer refuses to pay a claim or ends your coverage, you have the right to appeal the companys decision and have it reviewed by a third party. You can ask that your insurance company reconsider its decision.
If an insurance company denies a request or claim for medical treatment, insureds have the right to appeal to the company and also to then ask the Department of Insurance to review the denial. These actions often succeed in obtaining needed medical treatment, so a denial by an insurer is not the final word.
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Arkansas Commissioner of Insurance Authority: Arkansas Code, Title 23, Chapter 61, Section 102 Selection Method: Appointed by governor Current Officeholder Alan McClain11 more rows