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Can my wife and I both collect Social Security when we retire?

If you also get a pension from a job where you didnt pay Social Security taxes (e.g., a civil service or teachers pension), your Social Security benefit might be reduced. If you are married and you and your spouse have worked and earned enough credits individually, you will each get your own Social Security benefit.

How much Social Security does a wife get when her husband retires?

Key Takeaways The maximum spousal benefit is 50% of the other spouses full benefit at their full retirement age. You may be eligible if youre married, divorced, or widowed.

At what age can my wife draw half of my Social Security?

In addition, to be eligible for spouses benefits, you must be one of the following: 62 years of age or older. Any age if you have a child who is younger than 16 in your care or has a disability and is entitled to benefits on your spouses record.

How much Social Security do you lose if you retire at 65 instead of 67?

How Your Social Security Benefit Is Reduced If you start getting benefits at age *And you are the: Wage Earner, the Retirement Benefit you will receive is reduced toAnd you are the: Spouse, the Retirement Benefit you will receive is reduced to 65 86.7 41.7 65 + 1 month 87.2 42.0 65 + 2 months 87.8 42.4 65 + 3 months 88.3 42.758 more rows

What happens if I retire at 65 instead of 67?

Important Social Security rules to remember at age 62, 67 and 70: Age at retirementPercentage of your full benefit paid 64 80%. 65 86.7%. 66 93.3%. 67 100%.5 more rows Dec 15, 2023