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Do you own a house if your name is on the deeds?

You own your home \u2013 either all or part of it \u2013 if your name is on a legal document called the title deeds. It might be owned: by one of you \u2013 which means it's in one of your names. jointly, by both of you \u2013 there are different forms of joint ownership.

Where are deeds recorded in Georgia?

All deeds must be recorded with the Clerk of Superior Court. Many deeds are available online by accessing the local Clerk of Superior Court website. Others may be secured through the Georgia Superior Court Clerk's Cooperative Authority at www.gsccca.org.

Does Georgia use deed of trust or mortgage?

Mortgages are used, but they are rare. A security deed (deed to secure debt) is the customary security instrument in Georgia. Georgia does not use a Deed of Trust. Two witnesses are required to witness the signature of the grantor for a security deed to be recorded.

How do I get the deed to my house in Georgia?

You can access all recorded deeds, liens, plats and UCC's online at gsccca.org or visit our office at 75 Langley Drive, Lawrenceville GA 30046. There is a fee to access the website and a $. 50 charge for each copy printed. There is no charge to search and view documents in our office.

What type of deed is used in Georgia?

In the State of Georgia, the instrument used to secure a debt on property is called a "Deed to Secure Debt" or "Security Deed." Under Georgia law, the lender is deeded the property, but in a lesser form of a deed that becomes activated if the borrower defaults in some way.

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How do I get a deed of my house?

Almost all real estate deeds are recorded with the local government entity charged with storing public documents where the property is located. This method usually requires a trip to the recorder's office and a nominal fee, usually just a few dollars. Some recorders have property records available online.

What is a deed to a house?

A property deed is a legal document that transfers the ownership of real estate from a seller to a buyer. For a deed to be legal it must state the name of the buyer and the seller, describe the property that is being transferred, and include the signature of the party that is transferring the property.

How do I get a deed of my house?

Almost all real estate deeds are recorded with the local government entity charged with storing public documents where the property is located. This method usually requires a trip to the recorder's office and a nominal fee, usually just a few dollars. Some recorders have property records available online.

Who holds the deeds to your house?

The title deeds to a property with a mortgage are usually kept by the mortgage lender. They will only be given to you once the mortgage has been paid in full. But, you can request copies of the deeds at any time. Do you need your title deeds?

What happens to deeds when mortgage paid off?

Article Summary. When the mortgage is repaid you are entitled to have your Ownership Documents, or property Deeds returned to you. Your Mortgagee is not entitled to hold them any longer, and will almost always return them to you after receiving your final payment.

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Do you own a house if your name is on the deeds?

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