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By Representatives Long, Henry, Baughn, Roberts, Sessions,

By Representatives Long, Henry, Baughn, Roberts, Sessions, 2025

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The document outlines the Alabama Residential Mortgage Satisfaction Act, which establishes a uniform process for landowners to request payoff statements from secured creditors and mandates timely recording of mortgage satisfactions. It includes provisions for penalties against creditors who fail to comply, introduces self-help remedies for title clearing, and defines roles and responsibilities of satisfaction agents. The act aims to streamline the mortgage satisfaction process and protect the rights of landowners.

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