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Does VA require a termite inspection on a refinance?

With a VA Streamline refinance or IRRRL (interest rate reduction refinance loan), a homeowner isn't required to have an inspection unless your appraiser believes there may be a pest problem.

Why do VA loans require termite inspection?

If the property you want to buy using a VA loan is in an area where the probability of termite infestation and termite treatment is rated as moderate to heavy or very heavy, the VA requires that the property be inspected by a termite control professional who meets all the requirements of the state where the property is ...

Does VA always require termite inspection?

Regardless of the location of the property, an inspection is always required if the appraisal report indicates evidence of wood-destroying insect damage or an active insect infestation. VA offices may instruct fee appraisers to list, when applicable, other local requirements as conditions on appraisal reports.

Does Virginia require termite inspection?

As of June 2022, the VA recognized the growing prevalence of termite infestations. VA loans now require a termite pest inspection for homes located in areas where the probability of infestation is considered "Moderate to Heavy" or "Very Heavy." The cost of a termite pest inspection varies.

Is termite clearance required for VA loan in California?

If you are planning to use your VA home loan in the San Diego, California, area, be aware that a termite report and clearance will be required. The VA also requires that you sign a receipt for both documents.

termite inspection form

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What is an Npma 33 form?

The NPMA-33 WDI inspection report is only used to report activity or damage from wood destroying insects that, for the purposes of this report, include termites, carpenter ants, carpenter bees, and reinfesting wood boring beetles.

Does VA require the NPMA-33 form?

The National Pest Management Association form is required for real estate transactions involving HUD/VA loans (except in states that mandate use of their own forms).

Is Virginia a termite state?

The VA requires a wood-destroying pest inspection for much of the U.S. Learn which states require a termite inspection and who pays.

How long is a termite inspection good for VA?

The VA recognizes a Wood-Destroying Insect Inspection for up to 90 days. This gives you that time to finish the closing process and move into your new home.

Why do VA loans require termite inspection?

If the property you want to buy using a VA loan is in an area where the probability of termite infestation and termite treatment is rated as moderate to heavy or very heavy, the VA requires that the property be inspected by a termite control professional who meets all the requirements of the state where the property is ...

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