Lagos homes application form 2025

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  1. Click ‘Get Form’ to open the lagos homes application form in the editor.
  2. Begin by affixing two passport photographs on the designated area, ensuring your full name, signature, and date are written behind each photo.
  3. Fill in your personal details in Section A. Include your title, date of birth, gender, surname, first name, and other names. Ensure accuracy as this information is crucial for processing.
  4. Provide your current residential address and contact information. This includes house/flat number, street address, locality, telephone numbers, and email addresses.
  5. In Section B(I), enter your employment details if applicable. If self-employed, skip to Section B(II) and provide relevant business information.
  6. Complete Section C regarding expenses and liabilities. Detail any loans or financial obligations you currently have.
  7. In Section D, specify the type of property you are applying for and its location.
  8. If applicable, complete Section E for co-applicants with their respective details.
  9. Finally, review the checklist of documents required for submission to ensure all necessary paperwork is included before finalizing your application.

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Under this arrangement, individuals are required to pay 5 per cent of the value of the housing unit as commitment fee and the balance is spread over 10 years. The programme allows the tenant to live on the property while paying towards ownership as a fixed rent within the period of ten years.
However, with Lagos State rent to own scheme, beneficiaries are only required to make 5% equity contribution of the cost price, while paying the balance over a period of 10years(Lagos home flier, 2020). The scheme is targeted at first time home buyers who are resident of the state and are low and middle income earners.
Application and Approval Process Interested Applicants must obtain a form from Ministry of Housing or download form from the Lagos State Government website. Applicants should fill the form and submit to Ministry of Housing accompanied with payment of N1,000 for the Application Form.
#Lagos Home Ownership Mortgage Scheme (Lagos HOMS) is a Lagos State Government initiative with the aim of providing affordable #homes to Lagos residents.
Documents required to process a loan include: Completed application form. Photocopy of title documents. Current valuation report on the proposed house to buy or bills of quantities (BOQ) for the house to build. Three years tax clearance certificate. Evidence of NHF participation.

People also ask

The Lagos HOMS is a mortgage scheme that is completely funded by the Lagos State Government. Apart from providing the pool of Houses, Government also provides the funds for the mortgage facility being granted.

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