Active vs Passive Open Enrollment: Pros and Cons 2025

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  1. Click ‘Get Form’ to open the Active vs Passive Open Enrollment: Pros and Cons document in our platform.
  2. Begin by filling out Section 1, which requires your personal information such as name, address, and Social Security number. Ensure all details are accurate for seamless processing.
  3. Proceed to Section 2 where you will select your enrollment type. Choose between Active or Passive enrollment based on your preference and understanding of the pros and cons outlined in the document.
  4. In Section 3, review the benefits associated with each enrollment type. Use our editor's comment feature to highlight any questions or notes for later reference.
  5. Complete Section 4 by signing and dating the form. This confirms your understanding of the terms related to your chosen enrollment option.

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Active funds* aim to beat the returns of an index by attempting to invest in only the best stocks within the index. Theyre run by professional fund managers or investment research teams. Passively managed or index funds simply track a market by owning all, or a representative sample, of the stocks in an index.
Just like passive income is income that you dont need to actively work to acquire, passive enrollment allows employees benefits to remain the same year after year without them having to participate in the opt-in process.
Passive enrollment means employees get automatically re-enrolled in their current benefits unless they actively make changes. Its the set-it-and-forget-it approach where the previous years elections roll over into the new plan year.