FS Form 1048-2025

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The document is a form (FS Form 1048) issued by the Department of the Treasury for individuals to claim lost, stolen, or destroyed United States Savings Bonds. It outlines the necessary information required to complete the claim, including details about the bonds, circumstances of their loss, and authority to file the claim. The form also includes sections for delivery instructions, signatures, and certification by a certifying officer. Additionally, it provides guidance on who may apply and how to submit the form.

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How do I avoid taxes when cashing in savings bonds?

You can skip paying taxes on interest earned with Series EE and Series I savings bonds if youre using the money to pay for qualified higher education costs. That includes expenses you pay for yourself, your spouse or a qualified dependent. Only certain qualified higher education costs are covered, including: Tuition.

Do you pay taxes on savings bonds when cashed?

In general, you must report the interest in income in the taxable year in which you redeemed the bonds to the extent you did not include the interest in income in a prior taxable year.

Will I get a 1099 for savings bonds?

Will I get a form for my taxes? Yes. IRS Form 1099-INT is provided for redeemed bonds. The form may be available when you redeem your bond or after the end of the tax year. Log in to TreasuryDirect and go to ManageDirect. Form 1099-INT is one of the links on the ManageDirect page.

How to avoid paying taxes on inherited savings bonds?

The IRS lets you avoid paying taxes on interest earned by Series EE and Series I savings bonds when you redeem them if you use the money toward qualified higher education costs for yourself, your spouse, or any of your dependents.

What is fs form 1048?

FS Form 1048. Claim for Lost, Stolen, or Destroyed United States Savings Bonds. Request payment or replacement of lost, stolen, or destroyed bonds. Sign this form in the presence of a notary or a certifying individual.

What is the 1048 form?

FS Form 1048 (Revised February 2025) Claim for Lost, Stolen, or Destroyed. United States Savings Bonds. IMPORTANT: Follow instructions in filling out this form. Making any false, fictitious, or fraudulent claim or statement to the United States is a crime and may be prosecuted.

How do I avoid paying taxes on savings interest?

Certain tax-advantaged accounts: If you have a savings account within a tax-advantaged structure, such as an HSA or Roth IRA, the interest you earn may be tax-free. Its important to know which types of accounts are eligible for tax-free growth to avoid unnecessary taxation on interest.

How to redeem a lost savings bond?

If your bond was issued in 1974 or after, go to Treasury Hunt. Enter the information Treasury Hunt requests. If the system finds your bonds, it will give you a special version of FS Form 1048 that enables us to process your claim without serial numbers.

FS Form 1048-2025

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