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When should a general contractor GC obtain a certificate of insurance from their subcontractor?
In construction, it is standard practice for a general contractor to ask a subcontractor for proof of insurance before starting work on the project and likewise for subcontractors hiring sub-subcontractors.
What if I dont have a certificate of insurance?
Without a COI, you could be held responsible for any damages that occur on your property, even if theyre not your fault. If someone is injured on your property and sues you, your business could be in serious financial trouble. A COI protects you from these kinds of liabilities.
When to ask for a coi?
If youre hiring a contractor, landscaping service, or other vendors to perform work on your property or for your business, you should request a COI to ensure that they have the necessary insurance coverage to protect against potential liability issues.
Who requires a certificate of insurance?
Simply put, if you are hiring an independent contractor or business for their services on your property, you should require a certificate of insurance (COI).
Do subcontractors need coi?
COIs are usually a requirement on every construction project. If youre hiring subcontractors, you should always require them to submit their own COI so youre protected against liability.
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This form allows contractors to comply with the reporting requirements in the Federal Acquisition Regulation amendment, 73 Fed. Reg.
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The City of Seattle must verify, before issuing a permit, that the contractor is registered by the State of Washington or that one of the exemptions in RCW
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