Sdci contractor disclosure form 2025

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In construction, it is standard practice for a general contractor to ask a subcontractor for proof of insurance before starting work on the project and likewise for subcontractors hiring sub-subcontractors.
Without a COI, you could be held responsible for any damages that occur on your property, even if theyre not your fault. If someone is injured on your property and sues you, your business could be in serious financial trouble. A COI protects you from these kinds of liabilities.
If youre hiring a contractor, landscaping service, or other vendors to perform work on your property or for your business, you should request a COI to ensure that they have the necessary insurance coverage to protect against potential liability issues.
Simply put, if you are hiring an independent contractor or business for their services on your property, you should require a certificate of insurance (COI).
COIs are usually a requirement on every construction project. If youre hiring subcontractors, you should always require them to submit their own COI so youre protected against liability.
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This form allows contractors to comply with the reporting requirements in the Federal Acquisition Regulation amendment, 73 Fed. Reg.

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