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Health Insurance Programs for Seniors Senior citizens often face increasing health care costs, making health insurance a crucial necessity. The $3000 Senior Assistance Program offers several health insurance programs designed to help seniors cover these costs.
Healthcare for Seniors The New Jersey Medicaid program provides medical assistance to people who qualify. The Senior Gold Prescription Discount Program (Senior Gold) is a state-funded prescription program with a different co-payment structure and income eligibility guidelines than those of PAAD.
To be considered a low-income senior in New Jersey, a single individual who is 65 years old or above must have a gross monthly income of $1,215 or less, which is equal to the Federal Poverty Level. A persons financial assets must not be in excess of $4,000.
For the purposes of this act, a senior citizen is any person who has attained the age of 62 years on or after the effective date of this act, or the spouse of that person, or the surviving spouse of that person, if the surviving spouse is 55 years of age or older.
In New Jersey, older adults have access to Medicaid, Medicare and two Medicaid waivers to help them cover the cost of senior living and home care services. New Jersey Medicaid, known as NJ FamilyCare, covers nursing home care and home health services for eligible members.
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An area agency on aging (AAA) is a public or private nonprofit agency designated by a state to address the needs and concerns of all older persons at the regional and local levels.
Health Wellness Staying Healthy. Medicare. State Health Insurance Assistance Program (SHIP) Pharmaceutical Assistance to the Aged and Disabled (PAAD) program. Senior Gold Prescription Discount Program. Get Flu Ready NJ. Osteoporosis. Hearing Aid Assistance to the Aged and Disabled (HAAAD)

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