FINDINGS OF FACT: - Washington State Office of the Insurance - insurance wa 2025

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Nearly every state allows you to show that electronic proof of insurance on your phone (your digital ID card). Digital insurance cards give you the ability to show proof of insurance directly on a mobile device if you are in a car accident, pulled over, registering a car, etc.
Any time you drive in Washington, you must be prepared to show your self-insurance certificate to law enforcement.
Every insurer must complete its investigation of a claim within thirty days after notification of claim, unless the investigation cannot reasonably be completed within that time.
Your employer also wants to make sure that you are adhering to the minimum coverage rules in California. Generally, these minimums include property damage liability, bodily injury liability, personal injury protection, and uninsured/underinsured motorist coverage.
Commissioner Patty Kuderer was elected in 2024 as Washingtons ninth Insurance Commissioner. As Insurance Commissioner, Kuderer is committed to protecting consumers, promoting transparency and fairness in the insurance in the insurance market, and advocating for expanded access to affordable healthcare.
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New Hampshire and Virginia are the only states that do not require auto insurance. However, if you choose not to purchase car insurance in these states, you would still be held liable for any property damage or bodily injury caused by their vehicle. Do you live in an at-fault or not-at-fault state?
The card required by this section may be provided in either paper or electronic format. Acceptable electronic formats include the display of electronic images on a cellular phone or any other type of portable electronic device.

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