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Notes on the Fair Obtaining Clauses

Notes on the Fair Obtaining Clauses 2025

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The document outlines the guidelines for using Fair Obtaining Clauses in consumer and commercial agreements, detailing various forms (A to E) and their specific applications. It emphasizes the importance of clearly presenting these clauses to consumers, ensuring they understand how their data will be used during credit searches. Organizations must have systems in place to prove compliance with these requirements, as mandated by the Information Commissioner, and should provide concise explanations while allowing access to full wording.

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