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The document outlines the pre-travel and travel insurance policies for single and annual multi-trip coverage, specifically designed for residents of the UK and Channel Islands. It details emergency assistance contacts, claim procedures, coverage limits, exclusions related to pre-existing medical conditions, and various benefits such as cancellation cover, personal possessions, emergency medical expenses, and additional extensions for activities like golf or business. The document emphasizes the importance of disclosing any material facts that may affect coverage and provides guidance on how to make claims.

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