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See more aflac claim form versions

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2017 4 Satisfied (61 Votes)
2014 4.8 Satisfied (100 Votes)
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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Claims for all other benefits covered under this policy must be filed separately using the claim forms available at aflac.com or by calling 1-800-99-AFLAC (1-800-992-3522).
File your claim with Aflac SmartClaim: Access Aflac SmartClaim from MyAflac or the MyAflac Mobile app. Aflac SmartClaim guides you every step of the way. Upload required documents.
Q. How long do I have to file a claim? A. There is a one-year timely filing provision in your certificate.
The grace period for life insurance will typically last 30 or 31 days. You can refer to your contract to find out what the grace period is for your particular policy.
Aflac will not pay benefits for an illness, disease, infection, or disorder that is diagnosed or treated by a Physician within the first 30 days after the Effective Date of coverage, unless the resulting disability begins more than 12 months after the Effective Date of coverage.
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People also ask

Aflac promised to be here when you need us most and a big part of that promise is making the claims process easy. We built our online claims process to save you time and to help give you peace of mind. And the best part? We pay claims fast.
Disability caused by a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States.
Theres usually a two-week waiting period after you become disabled or ill before you receive any payouts from your policy. This is called the elimination period. You may need to use paid time off (PTO) days to ensure you receive your salary until you receive your insurance benefits.

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