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Execution Version DISCOVER BANK Master Servicer, Servicer and

Execution Version DISCOVER BANK Master Servicer, Servicer and 2025

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The document is a First Amendment to the Second Amended and Restated Pooling and Servicing Agreement dated June 4, 2010, between Discover Bank and U.S. Bank National Association as Trustee for the Certificateholders of the Discover Card Master Trust I. This amendment clarifies Discover Bank's authority to service Charged-Off Accounts and makes various amendments to specific sections of the original agreement regarding definitions, servicing procedures, and responsibilities of the parties involved. It outlines the roles of Discover Bank as Master Servicer and Seller, details on collections, servicing fees, and compliance with regulatory requirements.

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