Application for certificate of use and occupancy - Commonwealth 2025

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And in California, it is illegal to rent a unit without a certificate of occupancy. A certificate of occupancy is a document that confirms that a building complies with all state and local building codes and is safe to live in. A rental unit without a certificate of occupancy is illegal.
Opening a building to use without a CO can have major consequences for the owner. In these cases, many local governments issue lawsuits or repeated fines. Most buildings cannot be sold without a certificate of occupancy.
FHA One-Time Close Program Guidelines You Should Know For proposed construction loans, the lender must obtain one of the following: Copies of the building permit and Certificate of Occupancy (or equivalent).
It applies in most states except California, where a C of O is required for all new construction, changes of occupancy, renovations, and additions, but the rules of other states differ.
Indeed, when underwriting a loan or foreclosing a property, lenders must find locally available, third-party Inspectors to perform Occupancy Verification Inspections on their behalf.
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This certificate is required of ALL commercial businesses. For home based businesses, a certificate is required to insure that the type of business meets the guidelines as set forth in Ordinance 236, Section 106-1124.

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