*Employers - Do not send this form to the Texas Department of Insurance, Division of Workers Compens 2025

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If you do not timely send the required forms to the insurance carrier and the injured employee, you could be subject to a penalty of up to $500 per occurrence for the Employers Wage Statement and Supplemental Report of Injury.
Texas doesnt require most private employers to have workers compensation. But private employers who contract with government entities must provide workers compensation coverage for the employees working on the project.
However, Texas is unique in that employers are generally not required to carry workers comp insurance by law. Workers comp is no-fault insurance. You do not need to prove that your employer was negligent to receive benefits.
TDI is a state agency. The people who work at TDI regulate insurance. That means they make sure that everyone obeys the law and that people who buy insurance are treated fairly. If you ever have a question about insurance, call TDI! The Texas Legislature created the states first insurance department in 1876.
In conclusion, not all individuals are required to have workers compensation coverage in Texas. Business owners without employees, including independent contractors, sole proprietors, business partners, and LLC members in a firm with no employees, are typically exempt from workers compensation requirements.
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Texas law allows injured employees to file a personal injury lawsuit against non-subscribing employers (those who do not carry workers comp). You may be eligible for compensation for medical expenses, lost wages, pain and suffering, and other damages.

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