SIMPLE IRA APPLICATION European Equity Fund - The World Funds 2025

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Depositing and Investing Plan Contributions You (or the trustee) must deposit employee contributions in the financial institution serving as trustee for the plan as soon as reasonably possible, but no later than 30 days after the end of the month in which the amounts would otherwise have been payable to the employee.
The plan is funded with contributions deducted from employees salaries, and annual employer contributions. Each eligible employee can decide whether or not to participate and how much to contribute, but annual employer contributions are mandatory with few exceptions.
For example, employer contributions to SIMPLE IRAs can be considered a tax-deductible business expense and may qualify for tax credits. Employees can choose a variety of investment options for their SIMPLE IRAs, including stocks, bonds, exchange-traded funds, mutual funds, and CDs.
When must I deposit the contributions I make for myself to my SIMPLE IRA? You must deposit your salary reduction contributions within 30 days after the end of the tax year. For most people, this means salary reduction contributions for a year must be made by January 30 of the following year.
Your plans provider will offer a wide variety of investment options to choose from, and each employee is free to pick which ones to include in their own SIMPLE IRA. We recommend spreading out your investments between four different types of mutual funds: growth and income, growth, aggressive growth, and international.