Thank you for using Virginia Credit Union for your borrowing needs 2025

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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VA loans can be tough in todays market due to stricter appraisals and inspections. Sellers often prefer conventional loans, but keep looking for motivated sellers or homes that have been on the market longer. Stay patient--your home will come.
Eligibility requirements for personal loans from credit unions are less strict than a banks criteria. In particular, a low credit score may not disqualify you from a loan with a credit union because a credit union is more likely to take into account your overall financial circumstances.
Credit unions consider your whole financial picture, including your credit history and standing as a member when reviewing a loan application, making it a good choice for borrowers with bad credit (629 credit score or lower).
Applying for a personal loan is quick and easy. Start right now and you could see the money in your account as soon as today. Rates as low as 7.50% when you use your credit union savings as collateral.
VACU membership is open to a wide range of individuals and groups. Its easier than ever to become a member!
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People also ask

Yes, there is a $750 daily cash withdrawal limit and $1,000 daily limit on point of sale purchases. There is also a $10,000 daily limit and a daily limit of 20 transactions on signature based transactions.
Credit unions tend to offer more competitive interest rates for loans, including debt consolidation loans, but thats not always the case. Every circumstance is different and rates change regularly, so its important to shop around.

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