Application for Collection Agency License - The Government of 2025

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The list of states that do not require a license for debt collection are: Georgia. Kansas. Kentucky. Michigan. Missouri. Montana. New Hampshire. New York.
Some of the common requirements you need to fulfill include: Completing a background check. Pass a knowledge exam. Get a collection agency surety bond. Submit a license application. Pay license fees.
The State of Mississippi (MS) does not require a Collection Agency License. However, if your business is providing debt collection services in Mississippi, you may still be required to comply with other licensing laws at the state or local level.
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