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As a self-employed professional, you are required to make CPF contributions based on your net trade income. The CPF contribution rates for the self-employed range from 9% to 37%, depending on your age and income level.
The total CPF contribution rate is 37% (If monthly wage $750) of your monthly wage. Of this, 17% is contributed by your employer, while 20% comes out of your salary. Here is the full breakdown of the employee CPF contribution rates from January 2024: 55 and below: 20%
One of the easiest ways to earn tax relief is by topping up your CPF savings via the Retirement Sum Topping-Up Scheme (RSTU). By making regular cash top-ups to your CPF savings, you can enjoy tax relief of up to $8,000 a year, and at the same time grow the savings that will be used to fund your dream retirement!
For freelancers who have an annual net trade income of at least $6,000, making CPF contributions is voluntary. However, its important to note that if you choose not to make CPF contributions as a freelancer, you will miss out on certain benefits and protections that come with it.
If you earn an annual net trade income of more than $6,000, you are required to contribute to your MediSave Account as a self-employed person (SEP). CPF contribution is based on your total income. Therefore, an SEP who is also an employee at the same time, is required to contribute to MediSave as an SEP.
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People also ask

37% of your net trade income assessed; or.
You may submit an online application via my cpf digital services using Singpass to adjust your CPF Contributions from the firms account to your self-employed account. The adjustment request must be made within one year from the date of payment.

cpf self employed form