ARMED FORCES INSURANCE EXEMPTION INFORMATION 2025

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Insurance exemption allows a Florida resident military member stationed in another state to submit out-of-state insurance when registering motor vehicles. You must fill out the Military Insurance Affidavit, comply with the requirements listed, and sign/print the document to submit with your application.
You are eligible for membership with Armed Forces Insurance if you meet any of the following criteria: Active duty, retired or honorably discharged military, including National Guard, Reserves, and Coast Guard. Active or retired Department of Defense civilian employee.
Is car insurance in Florida required? Absolutely. In fact, having some level of car insurance is the law in every state except two (Virginia and New Hampshire). In Florida, you must carry proof of insurance with you whenever you drive and it must be current.
The vehicle you own must have a Florida registration and license plate and be insured with a Florida policy when a non-resident: accepts employment or engages in a trade, profession or occupation in Florida; or. enrolls children to be educated in a Florida public school.
The bottom line. Armed Forces Insurance (AFI) offers home insurance policies to veterans, active military members, and their families. Its a good pick if youre looking for affordable rates and a slew of extra coverage add-ons, including protection against floods and earthquakes.
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Military members: Active-duty military members keep their vehicle registration, insurance, and drivers license in their home state. This is true even when they live elsewhere. There are special conditions for military personnel in some locations where they might be required to update their registration or insurance.
No. A car insurance policy originates in the state where you reside. Buying two auto insurance policies for the same vehicle may result in the company canceling one of them. However, you can have two policies to insure two separate vehicles garaged in different states.

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