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How long does it take for a Teacher Loan Forgiveness application to be approved?
The entire process usually takes 2-3 months. You will be notified as soon as a determination is reached.
How far back does public service loan forgiveness go?
If you have not consolidated your Direct Loans, you can buy back months starting with Oct. 2007, when the PSLF program was established by law. If you have Direct consolidation loans, you can buy back starting with whichever is most recent: Oct. 2007 or the earliest disbursement date of your Direct Consolidation Loan.
Do loans before 2007 qualify for PSLF?
No. PSLF program began 10/2007. Unfortunately only payments made public service work since 10/2007 counts towards PSLF.
How to submit the Teacher Loan Forgiveness application?
How to Apply for Teacher Loan Forgiveness. After you complete the five-year teaching requirement, you can submit a Teacher Loan Forgiveness application. Go to StudentAid.gov/forms this link will open in a new window to download the form.
Can I still apply for the loan forgiveness program?
There is no deadline to apply for pslf, you can submit pslf forms for retroactive employment at any time. The deadline youre referring to is for the idr waiver and it is for folks who want to consolidate for the higher count using the idr waiver or need to consolidate due to ineligible loan types.
The official PSLF start date is October 1, 2007. All monthly payments made by full-time public servants under a qualifying repayment plan after that date count as qualifying payments for PSLF assuming you had Direct Loans.
Which loans are ineligible for PSLF?
Only Direct Loan Program loans that are not in default are eligible for PSLF and TEPSLF. Loans you received under the Federal Family Education Loan (FFEL) Program, the Federal Perkins Loan (Perkins Loan) Program, or any other student loan program are not eligible for PSLF.
Does PSLF count before 2007?
Additionally, only months in forbearance that occur after July 1, 1994, will be credited for IDR and after Oct. 1, 2007, for PSLF. Periods before July 1994 will only be used to determine whether you meet the 12- or 36-month forbearance thresholds.
Related links
ED SEAL - FSA Partner Connect
TEACHER LOAN FORGIVENESS APPLICATION. Federal Family Education Loan Program/William D. Ford Federal Direct Loan Program. YOU MAY QUALIFY FOR LOAN FORGIVENESS
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